With an online purchase, the MERCHANT

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Posted by nastypup at pcp04985504pcs.benslm01.pa.comcast.net on March 23, 2004 at 23:17:55:

In Reply to: yes....but..... posted by Elorah Dannan on March 23, 2004 at 23:13:09:

: it's not as easy as no liability....

:
: you have to prove that you didn't make those purchases and that's the hardest part. How do credit card companies know that you didn't make those purchases. Signature?? Maybe, but you don't need a signature for online purchases.

: I'm just telling Shitty why he shouldn't use a public computer to make credit card purchases, and maybe raise a warning flag about when you loose your wallet.

has to prove the legitimacy of the purchase -- not the customer. Speaking as an online merchant, it sucks! The customer is ALWAYS protected. Losing a wallet is an entirely different story. It needs to be reported immediately to your bank, credit card companies, and credit bureaus (like Experian or Equifax).

Follow Ups:

the legitimacy of purchase.... Elorah Dannan 23:26:36 3/23/04 (4)
- That was 1992 and you lost your wallet. It has nastypup 23:51:59 3/23/04 (2)
  - to hell it's not..... Elorah Dannan 23:58:06 3/23/04 (1)
    - It's a shame your bad experience has left you nastypup 00:10:26 3/24/04 (0)
- and I'll go into the emotional destruction...... Elorah Dannan 23:37:59 3/23/04 (0)

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: : it's not as easy as no liability.... : : : : you have to prove that you didn't make those purchases and that's the hardest part. How do credit card companies know that you didn't make those purchases. Signature?? Maybe, but you don't need a signature for online purchases. : : I'm just telling Shitty why he shouldn't use a public computer to make credit card purchases, and maybe raise a warning flag about when you loose your wallet. : has to prove the legitimacy of the purchase -- not the customer. Speaking as an online merchant, it sucks! The customer is ALWAYS protected. Losing a wallet is an entirely different story. It needs to be reported immediately to your bank, credit card companies, and credit bureaus (like Experian or Equifax).

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